If you're exploring the world of mortgages, you might have come across the term "co-signing" at some point. But what does it really mean, and how does it work? As your local mortgage pro, let Steadfast Mortgage guide you through the ins and outs of co-signing on a mortgage.

So, what exactly is a co-signer? Essentially, a co-signer is someone who is willing to vouch for your mortgage application by using their financial credentials. They step in to help you qualify for the loan or secure a better interest rate. However, by co-signing, they're also agreeing to shoulder the responsibility of repaying the loan if, for any reason, you're unable to meet your obligations.

What's the difference between a co-signer and a co-borrower?

While both…

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Escape the hustle and bustle and experience the tranquility of country living in this beautiful Franklin home!

This stunning one-year-old home offers a perfect blend of luxury and practicality, set on 5 flat acres of serene countryside with views on all sides. With four bedrooms, each with its own en-suite bathroom, and two additional half bathrooms, this home provides ample space and privacy. Two bonus rooms offer versatile areas for relaxation or entertainment, while the formal dining room and breakfast nook cater to both formal and casual dining needs. The gourmet kitchen is a chef's delight, featuring a 48-inch range, quartzite countertops, and a 60-inch built-in fridge. Step outside to the covered patio with a wood-burning fireplace and chef's…

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Nashville offers an exciting array of running trails for outdoor fitness enthusiasts. Within our region’s diverse terrain and scenic landscapes, runners can explore a variety of trails that cater to different skill levels. By visiting each of our recommended destinations, runners can take networks of trails that wind through lush forests and open meadows, challenge themselves with inclines that culminate in gorgeous views, take paths that meander around picturesque lakes, and encounter dozens of species of wildlife along the way.

Whether you're a seasoned trail runner or a beginner ready to explore the outdoors, Nashville's trails provide the perfect opportunity to connect with nature and enjoy a refreshing run in a beautiful setting.

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In Middle Tennessee, our pubs offer a delightful blend of fun and flavorful food, creating vibrant social hubs for locals and visitors alike. These establishments often feature live music, trivia nights, and other events, fostering a lively atmosphere where guests can unwind and connect.

The food scene is equally enticing, with many pubs serving up delicious Southern-inspired dishes alongside classic pub fare. From hearty burgers and crispy fried chicken to savory BBQ and comforting mac 'n' cheese, there's something to satisfy every craving. Pair these delectable dishes with a craft beer from a local brewery or a signature cocktail, and you have the perfect recipe for a relaxed lunch or a memorable night out.

The following ten pubs are our picks…

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Thoughtfully built by Paros Group, this better than new construction home radiates with contemporary allure! 

Nestled in the sought after area of Lipscomb/12th South, this home's captivating exterior invites you inward to an open layout showcasing a harmonious balance of timeless finishes and modern, sleek touches. Striking design accents of white oak flooring, arched doorways, built-in shelving, and sunken living area commingle to craft an elegant atmosphere. Luxury lighting illuminates a chic dining area while oversized windows and soaring ceilings flood the home with natural light. A vast center island anchors a chef’s kitchen flaunting a high-end appliance package and breakfast nook. The primary suite provides a daily retreat with a spa-like…

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How is the market? It’s a question our agents get asked a lot, and for good reason. If you’re considering buying a new home or selling one that you already own, market trends and predictions are important in the decision-making process. Below is our most recent market update information for Davidson, Maury, Rutherford, Sumner, Williamson, Wilson, Bedford, Coffee, Dekalb, Robertson, and Montgomery counties to help you make the most informed and beneficial choices possible.

 

 

See the Previous Month's Stats!

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Located in the highly desirable city of Oak Hill, this gorgeous modern contemporary home offers over 7,000 sqft of living space – the ideal floor plan for buyers wanting ALL THE SPACE!

This home features beautiful white oak hardwood flooring that includes a stunning herringbone design through the entry of the front door. The primary suite includes dual toilets, a separate tub and shower, and double vanities. The home also offers a massive recreational space on the ground floor, as well as the bonus room on the top level, two laundry rooms, formal dining, an office, an office nook, and more. On the exterior, you will find a fenced backyard with room for a potential pool, plus two front porches. The sellers have also done multiple upgrades including…

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When you are selling your home, you want to take full advantage of the market. No matter your home’s location, size, or age, it will bring in significantly more if you are able to optimize its condition before you list it for sale. However, if you are preparing to sell your home and you have realized that it needs extra TLC before it is market ready, today’s guide is for you.

The worst-case scenario for your property is it languishing on the market for months after you list it, only drawing in a smattering of lowball offers. To avoid this disheartening dynamic, rectify the following before listing:

Clutter

You are no doubt used to your belongings being comfortably strewn throughout your home. Sellers, though, will expect your home’s…

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Welcome to the hills of College Grove! This home + former equestrian boarding and training facility offers the perfect setting for those looking for peace, tranquility, and privacy.

Upon entry through the front gate, you'll notice the home situated on the beautiful hillside. The presence of this home is admirable, especially in the evening with the landscape lighting and the glow of the copper gutters in the sunset. The home is an entertainer's dream, offering multiple indoor/outdoor entertainment spaces. On the main level, you can have coffee on the back porch as the sun rises or a cocktail on the front porch as you watch the sun glow over the hills.

Listed separately, the additional 5 acres with a 4-bedroom build site, a 7-stall barn, and a…

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When you are preparing to purchase, refinance, or sell a home, you will first need to acquire a home appraisal. The only exception to this rule is in the rare event that you are selling your home to a buyer who is paying the full amount in cash.

If your home appraisal is lower than you believe is fair, you have the option and the right to challenge it. Today, we are covering precisely how to challenge a home appraisal efficiently, effectively, and with the full power of all applicable laws.

To print the USA government’s guide to challenging your home appraisal, please click here.

Reconsideration of Value

If you have reason to believe that your home is worth more than the amount at which it has been assessed, you are eligible to ask that…

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