Blog

The Scoop on Conventional and Non-Conforming Loans

When it comes to buying a home, understanding your mortgage options can feel like learning a new language. Let's break down the essentials of "conventional" and "non-conforming" loans and see how they fit into your home-buying plan.

What's a Conventional Loan?

Imagine you're shopping for a mortgage not backed by the government. That's a conventional loan for you. These loans stick to rules set by Fannie Mae and Freddie Mac, two big names in the mortgage world. Most home loans out there are conventional and pretty straightforward to get.

Conforming vs. Non-Conforming Loans

Now, within conventional loans, you've got "conforming" and "non-conforming" types. A conforming loan is governed by Fannie Mae and Freddie Mac’s rules, especially…

16285 Views, 0 Comments

Top Florists

In 2024, celebrate the beauty of Middle Tennessee's seasons, celebrations, and ceremonies by supporting our local florists. Whether you're marking a special occasion or simply brightening your day, choose locally owned flower shops for the freshest farm-to-table blooms and uniquely artistic arrangements. By shopping locally, you not only support small businesses but also contribute to the vibrancy of the fabric of our community. Discover the creativity, kindness, and personal touches of Middle Tennessee's flower shops, and let their creations breathe fresh, natural beauty into your life.

A Village of Flowers
1712 21st Ave S | Nashville

Founded in 1999 by Mikell Wiggs and George Ridley, A Village of Flowers has been an integral part of…

19689 Views, 0 Comments

Listing of the Week - 4119 Albert Dr

An absolute GEM on one of the sweetest streets in Green Hills!

This home just finished a stunning new backyard oasis with new pool and spa, fireplace, outdoor kitchen, hardscape, and landscape. The home features luxurious designer interior finishes at every turn and a wonderful and functional open floor plan with tons of natural light. You can find five bedrooms throughout, with a luxe primary suite upstairs and a large bonus room/flex space. The screened-in porch with a fireplace leads to the gorgeous new pool, offering complete outdoor living and privacy. This home also includes sod, irrigation, a privacy fence, and a sound system. This home checks all the boxes. You don't want to miss this stunner in the heart of Green Hills!

Listed by Maile…

18164 Views, 0 Comments

Best Plant Shops

As spring descends upon our region, gardening enthusiasts are ready to explore every plant shop they can! Our favorite plant shops in Middle Tennessee range from large garden centers to cozy corner shops, but they are all renowned for their impeccable customer service and remarkable bounty of healthy plants. Shop local this spring, and your hard-earned dollars will be funneled right back into Middle Tennessee’s vibrant communities.

Skip the ordinary and expected. Instead, head out to one of the following extraordinary plant shops and level up both your skills and your plant collection.

Rooted from Yarrow Acres
424 Main St A | Franklin
More Info

When you are searching for a unique house plant, a specialty gift for a loved one, or new décor for…

20094 Views, 0 Comments

How's the Market? | March 2024

How is the market? It’s a question our agents get asked a lot, and for good reason. If you’re considering buying a new home or selling one that you already own, market trends and predictions are important in the decision-making process. Below is our most recent market update information for Davidson, Maury, Rutherford, Sumner, Williamson, Wilson, Bedford, Coffee, Dekalb, Robertson, and Montgomery counties to help you make the most informed and beneficial choices possible.

See the Previous Month's Stats!

18890 Views, 0 Comments

Listing of the Week - 4546 Cedar Grove Rd

This one-of-a-kind gated estate offers a lifestyle of unparalleled luxury on five acres!

The home's striking design features 10ft ceilings, 8ft doors, exquisite trim detail, wood flooring, top-of-the-line cabinetry and built-ins, sophisticated lighting, a large office, a study nook, a game room, a theatre room, five spacious en-suite guest bedrooms, two laundry rooms, and more. Unwind in the tranquil primary suite with a luxurious spa bathroom and envy-inducing closet. The outdoor living space is a haven for relaxation with its in-ground swimming pool, outdoor kitchen, and covered pavillion with a fireplace. The detached apartment has soaring ceilings, a spacious gourmet kitchen with an island, a dining nook, a great room, a laundry room, a…

17247 Views, 0 Comments

Pros and Cons of Buying a Home Under Construction

Depending on your location within Middle Tennessee, you may find that homes under construction are easier to find than existing homes. Certain areas are so desirable that there simply isn’t enough real estate to go around without new homes being built.              

If this is part of the decision you’re facing as you purchase your next (or first) home, let’s break down some pros and cons of buying a home under construction.

Financial Considerations

Mortgage interest rates are higher than you might prefer, especially when compared to the roughly 3% national average rate we enjoyed in 2020. Rising interest rates have made it somewhat easier for buyers to bid competitively for existing homes, but they have also resulted in higher monthly…

15953 Views, 0 Comments

Listing of the Week - 5165 Bond Mill Rd

Painted in the sophisticated color Night Owl, this stunning custom-built home boasts Scandinavian architecture with a modern twist!

Walking into the kitchen, you're greeted by a mix of wood and pewter green cabinets, featuring an oversized appliance pantry. The kitchen flows into a vaulted living room and private dining, providing ample space for entertaining. Retreat to your primary suite on the main floor, tucked away for ultimate privacy. You'll find a secondary bedroom and office as well, making it easy to work from home. Upstairs includes two ensuite bedrooms, a flex room, and a bonus room perfect for movie nights or game days. The upper level also features another office that overlooks the expansive great room, providing the perfect space for…

17319 Views, 0 Comments

Tips for a Faster Home Sale

As a homeowner, selling your home can be a complex process that takes several months from start to finish. For most, selling one’s home quickly is a top priority. The longer your home stays on the market, the more likely it is that you will have to reduce your asking price, and the greater the impact on your finances and the timeline for your next home.

Today, we are laying out our tips for a faster home sale. While your agent will have insightful recommendations specific to your home and budget, these tips are generally good practice for any homeowner planning to sell their home this year.

There Is No Time to Waste

You are selling your home because you plan to upgrade, downsize, or relocate within months from the date you list. To avoid…

18139 Views, 0 Comments

Listing of the Week - 3700 Woodlawn Dr

Convenient to Green Hills, 12 South, Warner Park and downtown, this unspeakably majestic home sits on almost an acre lot!

This gated home offers a sprawling floor plan that effortlessly blends contemporary style with timeless elegance. You'll love the 12 foot ceilings graced with warm white oak. The gourmet kitchen is equipped with double ovens, an expansive prep kitchen, and the oversized island is a dream come true for the most discerning chefs. Off the kitchen, you can find an au pair suite with it's own external door and laundry. The vaulted main level primary wing features a soaking tub + immense closet space. The lower level of the home opens out to the vast back lawn and offers up space for a theater, fitness studio, billiards, etc. To top…

17275 Views, 0 Comments